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Vape Shop Insurance

UK Vape and E-Cigarette Market

The UK holds the position as the second-largest market for vapes and e-cigarettes globally. As a testament to this, there are currently over 3,500 independent vape shops across the country. YouGov’s new polling data shows that up to 7.7 million disposable vape devices are now being bought every week. Given these circumstances, it is crucial for vape shops and manufacturers to prioritise acquiring appropriate insurance cover.

Why do you need Vape Insurance?

As the owner of a vape shop, you undoubtedly recognise the numerous risks that come with operating a bustling store. From a steady stream of customers to maintaining ample stock, it is crucial to prioritise insurance for your vape shop.

Regardless of the size of your shop, if you have a corner shop or a large store, we will help to meet your Vape Shop Insurance needs, aiming to protect your business. It can help to provide you with the peace of mind that your premises, stock, employees and customers are all protected.

Having insurance cover is crucial for vape shops and other small businesses, in order to protect them from various risks such as damage to stock or premises. Without adequate cover, business owners may be left vulnerable to expensive damages and legal claims that can have significant financial impacts.

Does insurance for vape shops differ to other businesses?

Due to the distinct nature of vape shops, your risk exposure may differ from that of other businesses. For instance, if you engage in the practice of mixing your own e-liquids, this aspect should be factored in when assessing your insurance needs. Similarly, the value of any specialised stock you possess should also be adequately accounted for in determining your insurance requirements.

What cover do I need for vape shops or vape products?

  • Public Liability Insurance – Can protect you against financial claims for third party property damage, or injury, in connection with your business.
  • Employers’ Liability Insurance – This is a legal requirement if you employ any members of staff.
  • Premises Vape Shop Insurance – Helps to protect your business premises from fire, flood, etc.
  • Equipment and Stock Cover – Enabling you to recover the cost of damaged stock or equipment in the event of theft, fire, or flood etc.
  • Cyber Liability Insurance– Aiming to protect your business from cyber-attacks.
  • Directors and Officers Liability – Covers the cost of compensation claims made against your business’s directors and key managers (officers) for alleged wrongful acts.
  • Goods in Transit Insurance and Commercial Vehicle Insurance – If you transport stock.


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