Personal Accident Insurance
What is Personal Accident Insurance?
Personal Accident Insurance can help to provide financial security, ensuring that you or your loved ones will have the necessary funds to cover essential expenses in the event of an accidental injury or even death. Personal Accident Insurance is a crucial form of personal protection specifically designed to safeguard your finances in the event of sports-related injuries. By purchasing this insurance, you can ensure that you have the necessary coverage to protect your financial well-being while participating in rugby sports.
Why do rugby clubs and players need Personal Accident Cover?
Given the physical nature of rugby, players are prone to injuries. Common ones include shoulder sprains, knee injuries, hamstring strains, and ankle sprains. Moreover, due to the intense physical contact involved, traumatic injuries such as fractured bones, dislocated joints, and facial fractures can also occur during rugby matches and training. Whether you are a regular participant in sports or engage in occasional events, our Personal Accident Insurance cover ensures that you can fully immerse yourself in your rugby activities without any concerns or setbacks.
Sports Travel Insurance
What is Sports Travel Insurance?
For those travelling abroad to participate in sports, our Travel Insurance provides cover for medical expenses in the event of an injury sustained while playing. Additionally, it offers a wide range of benefits such as trip cancellation and protection for your equipment.
Why do rugby clubs and players need Sports Travel Insurance?
If you are travelling abroad for sports, our Sports Travel Insurance policy is the perfect fit for you. It offers coverage for emergency medical expenses and repatriation, along with additional benefits like delays, baggage, and cancellation coverage to give you peace of mind while you play.
Rugby Club Insurance
Why do Rugby Clubs need Buildings and Contents Insurance?
Every rugby club is unique, ranging from small community clubs to larger establishments with function facilities that can be rented out. Each club has its distinct characteristics and specific risks that need to be considered. At Douglas Insurance, we strive to protect Rugby Clubs in Swansea and across the UK, aiming to safeguard them against any potential risks.
Building and Contents Insurance protection can ensure cover for accidental or malicious damage to any other area of the club’s owned and operated site. This includes assets like wooden spectator stands, player changing facilities, rugby sports equipment, and on-site training facilities. Rugby Clubs, unlike private residences, are often unoccupied, making them vulnerable to break-ins by thieves who target high-value items like equipment.
What Insurance cover do Rugby Clubs usually need?
- Public/Products Liability Insurance
- Professional Indemnity Insurance
- Employers’ Liability Insurance
- Directors and Officers Liability Insurance
- Building and Contents Insurance